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First Step in Bankruptcy [Credit Counseling] YouTube - File the bankruptcy petition and pay fees the. After you file, and before your debts can be discharged, you must complete a financial. Credit counseling (cc) must be obtained before an individual files for bankruptcy, subject to very limited exceptions. Before you can file, you must complete a credit counseling course from an approved agency*, like us. Here is a. You should also read this: Tamiu Courses

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